Auto Accidents With Food Delivery Drivers
With the COVID-19 virus keeping many of us at home, home food delivery is on the rise. With so many delivery services like Uber Eats, Door Dash, Grubhub, and Postmates, drivers for such companies are on the road day and night. With so many deliveries to be made quickly, accidents are inevitable. What many people don’t realize is that damages related to many of these accidents may not be covered by the delivery driver’s personal insurance carrier.
Minimal Liability Insurance
If you are employed with a food delivery service most of these companies require that their drivers carry minimum liability insurance, which in the state of Tennessee is $25,000. The problem that can occur is if the driver does not notify his/her insurance carrier that they are using their personal vehicle for employment purposes as a delivery driver. Some insurance companies will require their insured to carry a commercial insurance policy in addition to a personal insurance policy. If you drive for Uber, Lyft, or a food delivery service it is wise to contact your auto insurance carrier to ensure that you have accident coverage while on the job.
Investigating An Insurance Claim
If you have been involved in an auto accident with a food delivery driver or a rideshare driver you may have to file an uninsured motorist claim with your own personal insurance carrier while the claim is being investigated. Determining who will be responsible for injuries and damages in these types of accidents can be solved with the assistance of a personal injury attorney at The Chiozza Law Firm.
This Is The New Normal
To assist everyone during these unprecedented times, more and more restaurants are going to make food available with the assistance of delivery services. Car accidents are a part of life, even when we are all trying to stay at home and remain safe.
How Chiozza Law Can Help With Auto Accidents
If you need assistance with a personal injury or accident claim, call The Chiozza Law Firm at 901-526-9494 to schedule a free consultation. We are more than happy to provide consultations over the phone, video conferencing, or in person. Not only will we investigate the accident scene from the very start, but our attorneys will also sort thru the party’s insurance policies to see which carrier will bear responsibility for the claim. Don’t hesitate to contact a member of our team so that we can begin working for you immediately. Stay safe.
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