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Auto Accidents With Food Delivery Drivers

Auto Accidents With Food Delivery Drivers

With the COVID-19 virus keeping many of us at home, home food delivery is on the rise. With so many delivery services like Uber Eats, Door Dash, Grubhub, and Postmates, drivers for such companies are on the road day and night. With so many deliveries to be made quickly, accidents are inevitable. What many people don’t realize is that damages related to many of these accidents may not be covered by the delivery driver’s personal insurance carrier.

delivery bag being handed off

Minimal Liability Insurance

If you are employed with a food delivery service most of these companies require that their drivers carry minimum liability insurance, which in the state of Tennessee is $25,000. The problem that can occur is if the driver does not notify his/her insurance carrier that they are using their personal vehicle for employment purposes as a delivery driver. Some insurance companies will require their insured to carry a commercial insurance policy in addition to a personal insurance policy. If you drive for Uber, Lyft, or a food delivery service it is wise to contact your auto insurance carrier to ensure that you have accident coverage while on the job.

Investigating An Insurance Claim

If you have been involved in an auto accident with a food delivery driver or a rideshare driver you may have to file an uninsured motorist claim with your own personal insurance carrier while the claim is being investigated. Determining who will be responsible for injuries and damages in these types of accidents can be solved with the assistance of a personal injury attorney at The Chiozza Law Firm.

This Is The New Normal

To assist everyone during these unprecedented times, more and more restaurants are going to make food available with the assistance of delivery services. Car accidents are a part of life, even when we are all trying to stay at home and remain safe.

How Chiozza Law Can Help With Auto Accidents

If you need assistance with a personal injury or accident claim, call The Chiozza Law Firm at 901-526-9494 to schedule a free consultation. We are more than happy to provide consultations over the phone, video conferencing, or in person. Not only will we investigate the accident scene from the very start, but our attorneys will also sort thru the party’s insurance policies to see which carrier will bear responsibility for the claim. Don’t hesitate to contact a member of our team so that we can begin working for you immediately. Stay safe.



For more, visit The Chiozza Law Firm, on Facebook and on Twitter.

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This Blog/Website is made available by the Lawyer or Law Firm Publisher for educational purposes only, as well as to give you information and a general understanding of the law. It is not to provide you with specific legal advice. By reading this blog, you understand there is no attorney/client relationship between you and the Blog/Website Publisher. The Blog/Website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.

Posted by Brian Chiozza at 1:40 PM
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