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Be Aware of These Insurance Company Tactics Following a TN Auto Accident

If you have been involved in an auto accident in Tennessee, then you have probably had to deal with an insurance company, either your own or the other driver’s representative. Oftentimes, if you were not the at-fault driver, their insurance company will attempt to contact you before you can obtain legal representation in the hopes of having you sign a release as quickly as possible. This absolves the insurance company and the driver of any further liability.  Insurance companies will attempt to use numerous tactics to quickly resolve potential accident claims, including the following:

  • Encourage you to refrain from seeking an attorney – As mentioned above, the last thing an insurance company wants you to do following a Tennessee auto accident is consult with an experienced personal injury attorney. The insurance company knows that what they may be offering or the way in which they are treating your claim is probably not fair to you. What you will discover after consulting with an attorney is that your claim is probably worth much more than you are being offered by the insurance company.
  • Delay the claims process – Insurance companies will sometimes delay getting a claimant in a rental vehicle or assessing the property damage.  They may say they are still investigating liability or looking into the case before taking any action. This is sometimes done to frustrate the claimant so that you will take whatever they offer in order to settle.
  • Offer a quick financial settlement – Insurance companies have found that if they offer a low settlement shortly after a Tennessee accident, they can usually resolve the claim without involving an attorney or litigation. This will prevent them from paying for future damages that might be owed, thus limiting the insurance companies’ financial liability.

Call The Chiozza Law Firm

The above are only illustrative of a few tactics an insurance company might use to limit your claim from a financial standpoint. The best advice is to consult with an experienced automobile accident attorney at The Chiozza Law Firm.  We offer free consultations that will put your mind at ease, explaining what you can expect following an accident, even if you don’t choose our firm to be your legal representative.

We also offer extremely low fee arrangements with a guarantee that you owe us nothing if we are not successful in obtaining a settlement or judgment on your behalf. Simply call (901) 526-9494 to set up an in-person appointment or to speak directly with an attorney. Not making the call can be more costly than you think.


For more, visit The Chiozza Law Firm, on Facebook and Twitter, or

www.901Law.com, the Memphis Law Firm for all your legal needs!


This Blog/Website is made available by the Lawyer or Law Firm Publisher for educational purposes only, as well as to give you information and a general understanding of the law. It is not to provide you with specific legal advice. By reading this blog, you understand there is no attorney/client relationship between you and the Blog/Website publisher. The Blog/Website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.

Posted by Brian Chiozza at 1:19 PM
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