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Deceptive Claims an Insurance Company May Make After an Accident

Person in Deep Thought

Anyone who has been in an auto accident knows that the days following the accident can be hectic, confusing, and sometimes painful. Making doctor’s appointments, setting up a rental car, and dealing with day-to-day life can sometimes require assistance. Most people involved in an accident will look toward the responsible party’s insurance carrier for guidance. 

Will the Responsible Party’s Insurance Company Help Me?

Car accident victims wrongfully assume that an insurance company is going to guide them through the claims process and look after your best interests each step of the way. Unfortunately, this is just not true. Immediately following an accident, an insurance claims adjuster will want to get your claim resolved as quickly as possible, regardless of injuries, to minimize the company’s monetary exposure. 

In attempting to resolve these claims quickly, an insurance company will sometimes limit the information you receive or push you in a direction that is not beneficial to you or your possible claim. Some of the more common deceptive statements we have heard in previous claims are:

  • Claiming they work for you and will make sure you receive fair compensation. Insurance adjusters do not work for accident victims. They work for the insurance company who pays his/her salary. Their job is to make a profit for the insurance company, and they do this by resolving claims quickly with minimal monetary exposure. 
  • Insisting you provide a recorded statement or your claim will be denied. To learn more about recorded statements, please visit our previous post
  • Claiming your injuries were caused by, or are related to, a pre-existing injury. Insurance companies love to say that a victim’s injuries are due to a previous accident or that existing injuries were not made worse due to the auto accident. At this stage, it is important that you contact an experienced auto accident attorney who will work with you and your current treating physicians and previous doctors to prove that your injuries are directly related to the accident at hand, not a pre-existing injury.

I Was Injured in a Car Accident- What Do I Do Now?

If you were injured in an auto accident, it is important that you seen appropriate legal advice prior to settling with the insurance company. All consultations are free and confidential. Legal fees at the Chiozza Law Firm are based on a contingency fee basis, meaning if we are not successful in pursuing your claim then you owe us nothing. To learn more about our reasonable, low fee arrangement please read here. The call you don’t make to a personal injury attorney could allow an insurance company to take advantage of you and your family.

Call The Chiozza Law Firm for Legal Representation

Make that call to The Chiozza law Firm at 901-526-9494 for immediate legal assistance. We strive to make the claims process as simple and stress free as possible. We want our clients to concentrate on healing while we handle the rest. For immediate or emergency assistance, please contact Brian Chiozza.



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This Blog/Website is made available by the Lawyer or Law Firm Publisher for educational purposes only, as well as to give you information and a general understanding of the law. It is not to provide you with specific legal advice. By reading this blog, you understand there is no attorney/client relationship between you and the Blog/Website Publisher. The Blog/Website should not be used a substitute for competent legal advice from a licensed professional attorney in your state.

Posted by Brian Chiozza at 3:30 PM
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