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How to Handle an Out-Of-State Auto Accident

map of the south

With summer closing in and the COVID-19 pandemic hopefully loosening its grips, people will soon begin traveling more often. With increased travelers comes an upswing in out-of-state auto accidents. It’s safe to assume we all know someone who has been involved in an auto accident while on vacation or traveling for business. Having an auto accident is stressful enough but being involved in an out-of-state auto accident presents its own issues. If you have been involved in an accident while traveling outside of Tennessee, you should know the following points.

Get An Accident Report

Immediately following the accident, avoid these common mistakes and make sure you obtain an accident report. We always stress the importance of an accident report following an auto accident, and that will never change. The report is the first step in the claims process. Without a report, there could be delays in moving forward with fixing your vehicle or obtaining proper medical treatment.

Understand Your Insurance

Even if you are driving out of state, your insurance coverage is usually still applicable. Some accidents could involve limits issues as some states require higher coverage limits than Tennessee. If this is the case your insurance company will still cover your accident, but it may involve more out-of-pocket expenses to you.

Accidents Are Filed In The State They’re In

If you must file a legal claim following an out-of-state accident, it will normally be filed in the state where the accident occurred. For instance, if you are in Destin, Florida for a vacation like so many Mid-South residents tend to be, and you are struck by a Florida resident then any legal claims will be filed in the State of Florida. If the negligent driver is from Alabama and you are in an accident with that person in Florida, then you can file a claim in either Alabama or Florida.

State Laws Apply

If you are filing a claim in another state understand that the law of that state for auto accidents will apply, not Tennessee law. Knowing the differences and complexities that may arise is why it is so important to contact an auto accident attorney at The Chiozza Law Firm. We have experience in handling auto accidents outside the State of Tennessee.

Statute Of Limitations Are Different For Each State

Understanding the applicable statute of limitations for each state is crucial. Most states have differing statutes of limitations, therefore knowing the applicable state law should be researched first and foremost.

Chiozza’s Accident Attorneys Can Help

If you have been involved in an auto accident outside the State of Tennessee, call The Chiozza Law Firm at 901-526-9494 to schedule a free consultation. We are more than happy to provide consultations over the phone, video conferencing, or in person. Out-of-state accidents can ruin your travels, that’s why you should not wait to contact a member of our team so that we can begin working for you immediately.



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This Blog/Website is made available by the Lawyer or Law Firm Publisher for educational purposes only, as well as to give you information and a general understanding of the law. It is not to provide you with specific legal advice. By reading this blog, you understand there is no attorney/client relationship between you and the Blog/Website publisher. The Blog/Website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.

Posted by Brian Chiozza at 2:15 PM
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