By now, you have probably heard. Equifax, one of the three main reporting agencies that businesses use to examine financial history and transactions, incurred a cybersecurity attack. The breach exposed approximately 143 million people in the security breach.
Equifax deals with transactions that include mortgage payments, credit card information, and a past history of other consumer financial information.
In addition to financial information, these companies also gather a great deal of your personal information, including social security numbers, birthday, home address, and more. Without question, these companies profit from access to your personal information and use it to their benefit.
With access to such personal data comes an extremely high risk. Now, that risk is evident. Despite an expectation that such information will be protected from hackers, breaches happen.
Data such as driver's license numbers, date of birth, social security number, and addresses were possibly leaked in the July breach. As we previously wrote about, identity theft is a growing and costly issue facing many consumers in the cyberage.
In the meantime, Equifax has set up site, www.EquifaxSecurity2017.com, that allows consumers to determine if their personal data was possibly exposed. We believe it will still be difficult to definitively determine if your information was leaked during this security breach. Therefore, we recommend you do one of the following:
- Visit this site for additional information provided by the Federal Trade Commission (FTC)
- Obtain a free copy of your credit report by going to AnnualCreditReport.com and look for any discrepancies or red flags on your report
- Consider putting a “freeze” on your credit which will prevent any new accounts from being opened or changes to your information without first alerting you
USA Today reports that Equifax is already facing up to 23 potential class action lawsuits for this suspected data breach. If you believe your credit was harmed or personal information was exposed, feel free to contact The Chiozza Law Firm for an explanation of your rights and available options. Companies that use and rely on your personal information have the highest degree of responsibility to care for and protect this data.
Please know that The Chiozza Law Firm and Your901Law.com is always open and available for your legal needs and questions. We are confident that if you give us a call at 901-526-9494 for a free consultation to discuss your potential claim. You will be treated with the utmost attention and respect, just like a family member.
For emergencies or after hour new case evaluations please contact Brian Chiozza, firstname.lastname@example.org.