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Who Pays For a Rental Car Following an Accident?

If you have ever been in an auto accident, then you know how difficult it can sometimes be to obtain a rental car while the wrecked vehicle is being repaired. Auto accidents not only cause physical pain, but they can also greatly interrupt your day to day life if things are not handled efficiently. That is why the Memphis auto accident attorneys at The Chiozza Law Firm try to ensure that you are in a rental vehicle as quickly as possible. This will allow you to get back to family and work obligations while also making any related doctors appointments on your road to recovery following an accident.

Picture of Rental Cars

How Long Can You Keep the Rental Car? 

As we all know, things don’t often go smoothly with insurance companies during the claims process following an auto accident. No matter whose insurance company is paying for your rental vehicle, you are authorized to use said vehicle until repairs to your car have been completed or until a totaled vehicle is paid off to yourself or a finance company. After payment or repairs are completed, you do not have a legal right to be in the rental vehicle, and it must be returned. Otherwise, you will be responsible for daily charges.

Who Pays for the Rental Car?

If you are in immediate need of a replacement vehicle following an accident, we recommend that you call your own insurance company and seek a vehicle under the Rental Car Reimbursement provision of your policy. While you may have to pay a deductible, you can seek reimbursement for the deductible at a later time from the at fault party’s insurance company.

If you can wait a short amount of time before seeking a rental vehicle, then it is usually best to file a claim with the at fault party’s insurance company.  Following their investigation, the insurance company can put you in a rental vehicle at no out-of-pocket costs to you. After you file a claim with the third-party insurance carrier, make sure you or your attorney submit an accident report to held speed up the claims process. We always stress the importance of an accident report, as it will help sort out any disputed facts for the insurance company and contain any related witness information.

If your claim has been denied, and you have no insurance of your own, then you may not have a choice but to pay for a rental out of pocket. If you are paying for a vehicle yourself, make sure to keep all receipts and related expenses. Attorneys at The Chiozza Law Firm will submit your out-of-pocket expenses to the insurance company during negotiations and litigation.  

Call The Chiozza Law Firm for Expert Representation!

If you have been in an auto accident and need quality legal representation at a reasonable fee, the attorneys at The Chiozza Law Firm are the right choice. We put in writing that our fee for most auto accident cases is capped at 25%, which is well below the fees charged by most attorneys in the Memphis and Mid-South area.  To learn more about our reasonable fee guarantee, click here.

For a free consultation with an attorney at The Chiozza Law Firm, contact us at 901-526-9494 or fill out an online form.  You may also stop by our downtown office at 230 Adams Avenue, Memphis, TN 38103 between 8-4:30 each weekday, no appointment necessary. Our doors are always open to discuss your potential legal matters and answer any questions you may have. 




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Posted by Brian Chiozza at 1:05 PM
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