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FAQS

Frequently Asked Questions


We are a family run law firm, consisting of a father and his three sons working together to bring you the best legal experience possible. When you present your case to our office you can rest assured that we will all take part in opening, investigating and helping your legal matter reach a favorable outcome. We take pride in knowing that should you have a question or concern you will be able to speak with an actual attorney. Your legal matters are important, they should not be cast aside to anyone but an actual attorney who is familiar with your case.

We also believe that the client comes first and that the client is the one who should receive a fair and reasonable settlement. Therefore, we have adopted a policy wherein the maximum fee for an automobile accident for us is 25%, as compared the the 33 1/3% that most law firms charge their clients, if not more.

We are confident that if you give us a call at 901-526-9494 to discuss your potential claim we know you will like what we have to say. You will be treated with the utmost attention and respect, just like a family member.

The Chiozza Law Firm has over sixty years combined experience handling all types of injury cases cases, including automobile accidents, workers compensation, medical malpractice, premises liability, and trucking claims.

We also have extensive experience handle criminal defense cases, including all types of felonies and misdemeanors.

Please call us for a free consultation at 901-526-9494 or email us and we will be happy to discuss any type of legal matter you may have. If we cannot assist you we will do our best to refer you to an attorney who may be able to help.

We are conveniently located at 230 Adams Avenue, just one block between the Juvenile Court building and the Civil Courthouse and one block behind the Criminal Court Building, 201 Poplar.

If you would like a free consultation we are happy to do so over the phone, at your home, the hospital or you are always welcome to just stop by, no appointment necessary. We can also provide you with our cellphone number to call anytime.

In all honesty, only an attorney can answer that question. Every case is different and it is up to your attorney to help you understand the strengths and weaknesses of each case.

Because we are a family run law firm, we take pride in the fact that you will always speak with an actual attorney in our office. We provide you with our cell phone numbers and personal email addresses so that you can always remain in touch with an attorney at The Chiozza Law Firm. From the first time you visit or call our office for you free consultation we will ask you questions to help us determine the nature of your personal injury case.

In the end, it costs you nothing to visit or call an attorney at our office to see if you have a case. If you were injured in an accident and you feel that the other party was negligent, you should explore the option of legal representation to ensure that your rights are protected and the value of your case is maximized.

Give us a call at 901-526-9494 to discuss your legal options. You may also contact us by email to set up an appointment. If we are unable to provide representation then we will happily try to refer you to another attorney that can advise you.

Obviously the first step is giving us a call to set up an appointment that is convenient for you. While we always love to meet our clients in person we understand that may not always be convenient for you. If necessary we can provide your initial consultation over the phone or we can meet you at a convenient location. When you call to discuss your new personal injury claim, you will not speak with a paralegal, secretary or other employee, rather we take pride in knowing that you will speak with one of the actual attorneys at our office so that you can obtain experienced legal advice. If our attorneys are in court at the time you call we can assure you that you will receive a call back the same day to discuss your matter in detail.

If we determine that you have a claim we will begin the process by obtaining the necessary accident report, medical records and any other relevant documents that are necessary to move forward. We will also contact the appropriate liability insurance carrier on your behalf to let them know about your claim.

We prefer that our personal injury clients concentrate on their health, family and getting through a difficult situation due to no fault of their own. Please allow us to worry about the legal process and hopefully help you to lessen the stress these situation inevitably cause.

Give us a call at 901-526-9494 to discuss your legal options. You may also contact us by email to set up an appointment. If we are unable to provide representation then we will happily try to refer you to another attorney that can advise you.

While we can provide you with amounts that similar cases have been settled for or obtained verdicts in said amount, there is absolutely no way to give you an exact amount because each and every case are different. No two cases share the same facts and anyone who guarantees your case is worth a certain amount is simply not being honest with you. There are many, many different factors that are taken into account when we try to determine what represents a fair and reasonable value of your case.

Give us a call at 901-526-9494 and we will offer you our detailed, legal opinion of your case. You may also contact us by email to set up an appointment. If we are unable to provide representation then we will happily try to refer you to another attorney that can advise you.

All of our personal injury and medical malpractice cases are taken on a contingency fee basis. You will never pay us a dime if we are not successful in obtaining money for you. We will pay for all reports, experts, court related filing fees and any outside expenses that are related to your case. You will never pay us any money during the course of your injury or malpractice case.

Our fees are only earned when we are successful in obtaining money on your behalf. The standard plaintiff’s attorney fee in The State of Tennessee is 33 1/3% of the total settlement. While that is our fee in medical malpractice cases, we lower our fee amount to a maximum 25% in automobile injury cases. This ensures that you as the injured client are receiving an amount that is fair to you. We always ask that you discuss the fee and expense arrangements with your attorney before signing a legal contract with them. This ensures that you as the injured client is adequately and fairly compensated instead of seeing the settlement proceeds go the attorney.

When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive. The Chiozza Law Firm, to schedule a consultation with a personal injury attorney to learn more.

Please understand that the insurance companies one and only goal is to make money and given the choice they would prefer to pay nothing. Some representatives are specifically trained on how to minimize claims or deny claims outright.

Following an accident we recommend that you review your insurance policies to find out what is covered and what is excluded.

Always notify your insurance company right away after you are in a car accident so that they can begin the claims process and investigating you matter.

If possible, take pictures of the vehicles before they are moved from the scene of the accident and also document any injuries you may have sustained.

Always tell your insurance company the truth. If you are not honest with your insurance company this could exclude your coverage.

Keep the receipts for money you've spent and out of pocket expenses on items such on car rental, medical bills and other purchases made in connection with the motor vehicle accident.

Regarding the property damage to your vehicle, make sure you're aware of the difference between the replacement value of your car and what you actually owe on the car. If the car is totaled, most car insurance will cover only the cash value of your car at the time of the accident. You may owe more than that, however, on the loan or the lease of the car. Gap coverage makes up for this difference. Additional coverage is usually necessary for things like a special sound system in your car.

Before you accept the insurance company's estimate of your losses and damages until you take the time to fully explore your options. There are many helpful resources on the internet that can guide you in determining a vehicles value.

An insurance company will always ask for a recorded statement from you following the accident in question. We would recommend that you contact an attorney first so that you know what to expect, not giving the insurance company a way to deny the claim. Insurance adjusters will gladly use any information you give them to build a case against you.

Do not sign a release or waiver until you have obtained reliable legal advice. You may feel pressure to sign from your insurance company, but it is your right to explore your options.

Never accept a check from your insurance company — especially one that says "final payment" — unless you have obtained legal advice and carefully weighed your options.

Remember, it does not cost you a dime to contact The Chiozza Law Firm, where we will do our best to explain your options and rights following a personal injury or automobile accident.

Your insurance company is legally obligated to follow through on the terms of its contract with you. You have the right to make sure that happens, and a lawyer can offer you the support, guidance and advocacy you need. Contact Scott & Cain, Attorneys at Law in Knoxville, Tennessee, to schedule a consultation with a personal injury attorney to discuss your situation.

The most common question an attorney hears when speaking with a personal injury client is, "How long will it take me to receive my money?" The time it takes to resolve your personal injury or auto accident case and actually receive money is different for every case. One must take into account the client’s injuries, medical treatment and many other factors.

One of the greatest factors is the severity of your injuries and how long it takes for you to recover from them. In most cases, you should never accept a settlement check until you are released by your treating physician and you know how much your future medical expenses will cost. If you settle with the insurance company too early, you will not be receiving the true amount of money you need for future medical care.

The length of time it takes you to receive your money is also based on how much insurance money is available. The case may drag on or it may be resolved almost instantaneously, depending on what insurance assets are available.

We assure you that we will aggressively represent you in any type of claim we handle, offering a team of attorneys who will all work together on your case assuring you that your rights are protected. Contact us via telephone or email at your convenience for additional information.

Basically, according to Tennessee law you have one year from the date of your automobile accident to file a claim in court or your matter will be barred. The one exception is that a minor who is injured has until their 18th birthday to file a claim.

Time is of the essence in all claims, therefore we recommend you consult with us to make sure you are still within your rights to file a claim.

Over the course of a year, you have a maximum number of acceptable points before your license becomes suspended. Whether your violation is running a red light, rear-ending a car or exceeding the posted speed limit, points are distributed and counted on your record.

The Tennessee Department of Safety sends a notice of proposed suspension to any record that accumulates 12 or more points in a one-year span. If you fail to request a hearing for your questionable record, you may be served with a suspension of your license.

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